Annette Stephen (nee Soper) was born in Aberdeen and raised in Stonehaven. She was a member of the quartet who became known as 'The Catterline School' along with Joan Eardley, Lil Neilson and Angus Neil. Annette studied at Edinburgh College of Art under William G. Gillies whose influence can be seen in her choice of media.

Painting mainly in watercolour from her home in Catterline, Annette was influential in the village's artistic success. In 1951, whilst recuperating from mumps, Joan Eardley was first introduced to the village by Annette. Together they found an ideal studio, a disused Customs and Exise watch house, which Annette purchased for less than £50.

Annette planted a wild and rambling garden at "...